Thought Leader. Financial Planner. Advocate.

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Some plans allow you to keep your 401(k) plan even after you leave, but don’t consider this a long-term solution. The risk is you “set it and forget it,” says Rianka Dorsainvil, a certified financial planner in Lanham, Md.

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Rianka Dorsainvil of Your Greatest Contribution encourages millennial investors to question financial advisors as to whether they're acting as fiduciaries.

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Millennials shouldn't let a modest salary deter them from saving for retirement, as deferrals as low as 5 percent may be able to get them closer to $1 million saved by age 65.

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I am often asked by people who read this column: How do you find a financial adviser?

Many are afraid they don’t have enough money. Others honestly have no idea how or where to start. And lots of people are intimidated.

Think of it this way: A financial planner will work for you, not vice versa. And you need to look at it as a long-term relationship – someone who will spend years helping to guide your finances. You don’t have to be buddies, but you must have a trusting relationship.

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With nearly 6,000 students graduating from CFP Board-registered programs each year and about 5,000 career changers entering the profession (gauged by the number of certificate program graduates), according to December 2015 stats from CFP Board, the profession is receiving an influx of new practitioners.

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Without a doubt we, the Millennial Generation, believe that we can change the world. There is a “change agent” in each and every one of us. How do I know? Well, because we are different.

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“Keep track of what you’re doing so you can show the value that you’re bringing to the company,” said Rianka Dorsainvil, a certified financial planner and founder of Your Greatest Contribution. “It’s based on fact, not on emotions.”

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