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One could argue (savers) should fund their 401(k) up to employer’s match, use any savings above the match amount to fund an HSA account and then use savings above that to fund a traditional or Roth IRA, or use for additional 401(k) contributions

Rianka R. Dorsainvil, CFP®

How to Pick the Right Way to Save for Retirement

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“One could argue (savers) should fund their 401(k) up to employer’s match, use any savings above the match amount to fund an HSA account and then use savings above that to fund a traditional or Roth IRA, or use for additional 401(k) contributions,” said Rianka Dorsainvil, a certified financial planner and founder and president of Your Greatest Contribution. “The latter contribution recommendation depends on the (saver’s) income and whether from a tax strategy standpoint which vehicle would make the most sense for the (saver) to invest.”

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