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I recommend that my clients create a family fund with their discretionary cash flow, but only after they have paid money into their retirement accounts, investments and savings accounts that fund their own goals.

Rianka R. Dorsainvil, CFP®

Advisors Prepare Millennials For Parents’ Retirement

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Advisor Rianka Dorsainvil, 28, advises clients to set aside earnings for the specific purpose of assisting aging loved ones. Ideally, money to fund a family emergency, such as long-term care, is withdrawn from 30% of an adult child’s take-home pay.

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