GET TO KNOW YGC

YGC is a virtual comprehensive fee-only financial planning firm dedicated to serving the busy young professional. When choosing to work with YGC, you will work with a dedicated financial planner and have the opportunity to tap into our resource of experts in the areas of tax planning, estate planning and trusted insurance brokers to name a few. When choosing YGC, you have a team of experts who are ready to help you build a strong financial foundation. It’s time to take control of your finances. What are you waiting for? Let’s get started!

Don't go where the path may lead, but go where there is no path and leave a trail.

WHAT WE OFFER

Financial planning is a process, not a stagnant document and is designed to help you reach your specific financial goals. YGC offers a full range of planning services, and we provide objective and unbiased advice. We uphold our commitment to answer only to you and to keep your financial well-being at the center of our recommendations. Organizing your financial household shouldn’t be intimidating. We are here to help.

COMPREHENSIVE FINANCIAL PLANNING & INVESTMENT MANAGEMENT

Partner with an expert to help you build, grow and protect wealth with upfront planning, ongoing support, and accountability. We’ll review & analyze areas such as your taxes, insurance, education, debt management, retirement, and estate planning as well as your investment principles and current portfolio. We manage IRA’s; 401(k) rollovers; brokerage, joint and trust accounts, and provide user-friendly technology and a low-cost portfolio.

Debt Reduction Plan

Debt is a problem that does not age well. We can help you develop a strategy to pay down those credit cards and loans as soon as possible. Your debt reduction plan will be priority because being debt free is a wonderful feeling.

College Plan

Education will be your most expensive future goal. We can help you create a saving and investment strategy to help pay for private or public 4-year college. Choosing a college saving vehicle (529, Roth, UGMA/UTMA) will be discussed.

Estate Planning

Estate planning is not just for the rich and famous. Your plan may include having key estate legal documents in place, reviewing your beneficiary designations or understanding potential future estate taxes (Fed and State).

Investment Plan

Your investments are your means to achieve your financial goals. We will help you create a diversified and low expense portfolio for your short- and long-term goals. We will recommend several asset classes in both stocks and bonds. Index mutual funds and ETFs will be part of your recommended portfolio.

Cash Flow & Net Worth

Discover your net worth and where your money is going. We will identify a surplus or deficit in your finances.

Employer Benefit Plan

We will review and help you take advantage of your employee benefits. Should you enroll in the long-term disability insurance, flexible-spending plan or choose the high deductible insurance plan and HSA?

Retirement Plan

We will all retire some day. Are you prepared for a long retirement? We can show you how much you should save on a monthly or annual basis, the retirement account you should be using (401(k), IRA, Roth, etc.), how you should be investing and when you can expect to achieve financial independence.

Insurance | Risk Management

No matter how good your plan is, there could be unexpected bumps down the road. We will help you plan for those unexpected expenses or situations to make sure you meet your goals. We will discuss disability, life and long-term care insurance. Establishing an emergency fund will be considered as well.

HOW IT WORKS

We have a minimum annual retainer of $4,000 which includes a complete build out of a comprehensive plan, implementation, on-going financial planning support, and factors in investable assets of up to $400,000.

ONGOING
GUIDANCE

Includes 2-3 meetings up-front, quarterly implementation strategy, and anytime access via email with our experts for questions and concerns.

OUR
PROCESS

YGC provides regular access to a CERTIFIED FINANCIAL PLANNERâ„¢ who will collaborate with you on your financial journey.

CONTINUED
MONITORING

Construction of an individualized portfolio, implementation, and monitoring with quarterly statements and annual discussion.

Are you ready to take control of your finances? Let me show you how!
Sign up for the free guidebook and get back on track today.

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